Legal expenses cover has long been a must for the coach and bus industry, where litigation is unfortunately part of daily life, whether it arises from a dispute with an employee, a tax inspection, or a contractual row.
Even defending no-fault claims can cost a small fortune. To date, however, fleet managers have had to buy a generic product with items of cover, at times, having no relevance.
For this reason, the arrival of a legal expenses solution, specifically tailored to the transport sector’s requirements, delighted Gauntlet’s coach and team.
ARAG UK’s new policy is the result of the company doing its homework in the sector and understanding and addressing the issues and nuances of passenger transport. Now, for the first time, coach and bus operators have a relevant legal safety net.
The legal potholes covered include employment disputes and compensation awards; HMRC inspections; contractual disputes and infringements of restrictive covenants; property damage and repossessing land or property from third parties; defending legal charges; protection against claims alleging Data Protection breaches; and debt recovery.
Very modern issues are also protected, including legal costs arising from a director suffering identity theft.
The policy also includes an enlightened element of cover in a more unusual area of legal protection. Up to £10,000 of cover is available for crisis communications following a serious incident or fatality.
We have all seen so many reputations damaged in the industry that this has to be a huge plus. Having this robust legal expenses protection comes at a highly affordable £100 plus IPT for the first vehicle and £25 plus IPT for all others.
Considering all the legal scenarios surrounding passenger transport, you can see why we’re urging operators to take a serious look at it. It’s a no-brainer. Call Gauntlet on 0113 244 8686 to find out more.